# Acorns Subscriptions

Simple, transparent plans.

Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you at whichever stage of life you’re in. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

## Acorns Bronze

$3/mo.  
Investing tools to get you started on your financial journey.

### Benefits
- Investment account with an expert-built, diversified portfolio
- Save and invest spare change everyday with Round-Ups®
- Acorns Later retirement account

## Acorns Silver

$6/mo.  
Level up your saving and investing skills with even more tools.

### Benefits
- Investment account with an expert-built, diversified portfolio
- Save and invest spare change everyday with Round-Ups®
- Acorns Later retirement account with a 1% IRA match on new contributions during your first year

## Acorns Gold

$12/mo.  
Full suite of saving, investing, and learning tools for you and your family.

### Benefits
- Investment account with an expert-built, diversified portfolio
- Save and invest spare change everyday with Round-Ups®
- Acorns Later retirement account with a 3% IRA match on new contributions during your first year
- Investment account for kids with a 1% match

## Money Manager

Smartly splits your money across investing, saving, and spending.  
Set up your key Acorns accounts in minutes and adjust your splits anytime.

## Acorns Early

Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money.

### Benefits
- Smart money app to manage your kids’ saving and spending
- Acorns Early debit card for kids and teens with over 35+ designs
- Built-in chores tracker and automated allowance for kids

## Additional Benefits
- Easy, free federal, state, and local tax filing
- $10,000 life insurance policy for eligible customers
- No-cost Will to help plan for your family’s future

## Why is APY subject to change?

APY changes can happen when the Federal Reserve (the USA’s central bank) adjusts national interest rates. Usually, when national interest rates decrease, banks offer a lower APY. When national interest rates increase, APYs follow suit.