Acorns Subscriptions

Acorns Subscriptions
Simple,
transparent plans.
Whether you’re new to investing or planning ahead for your family’s future, we bundle our products, tools, and education into subscription plans — each curated to meet you at whichever stage of life you’re in. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.
Not sure which subscription is right for you? Let us help you decide!
I want Acorns to help me...
(select all that apply)
invest easily
invest for my retirement
invest for my family
invest in companies & ETFs I like
invest my spare change
bank smarter
save for emergencies
get smarter with money
manage my money
participate in live money Q&As
teach my kids about money
get my kids their own debit card
manage my kids’ allowance & chores
get life insurance
plan my will
Reset selections
This tool is provided for educational purposes only and is not a recommendation of any account type or investment strategy.
Bronze
Silver
Gold
Acorns Bronze
$3/mo.
Investing tools to get you started on your financial journey.
Sign up today
Investing
Investment account with an expert-built, diversified portfolio
Save and invest spare change everyday with Round-Ups®
Acorns Later retirement account
Acorns investing
Acorns puts investing on autopilot. Sign up in minutes and we’ll recommend an expert-built, diversified investment portfolio for your money goals, your kids' money goals, and your retirement. No picking and choosing stocks — we do the hard part for you.
Round-Ups®
Start investing your spare change every time you make a purchase. $2.50 fries? That’s $0.50 invested. $7.25 sandwich? That’s $0.75 invested. All together, Acorns customers have invested over $4,000,000,000 in spare change alone!
Acorns Later Match
We'll boost your retirement with a 3% IRA match on new contributions during your first year with Acorns Gold. Max out your annual contribution, and that's an extra $225 investment — on us! Gold plan exclusive
Acorns Early Invest
Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive
Custom Portfolios
Add individual stocks and ETFs to your already diversified portfolio. By simply using it, you’ll gain more control over your investing and level up your knowledge with guidance every step of the way. Gold subscription exclusive
Banking
Checking account that saves and invests for you
Instantly invest spare change with Real-Time Round-Ups®
No overdraft fees
55,000+ fee-free ATMs nationwide and around the world within the AllPoint network
Heavy metal Acorns Visa™ debit card
Add your Acorns debit card to your digital wallet as soon as you create your account
Acorns Checking
A new way of online banking that automatically saves and invests for you. Includes mobile check deposit, digital checks, things your bank can do, and more. Plus, no hidden fees — ever.
Acorns Visa debit card
Made with a heavy metal core, the Acorns debit card features your laser-engraved signature and a super slick, matte finish.
Real-Time Round-Ups®
Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you’re giving your money a chance to grow.
Paycheck split
Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.
Earning
450+ in-app partner brands to earn bonus investments with
Browser extension to get bonus investments every time you shop at 11,000+ partners
Acorns Earn
Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!
Learning
Grow your financial confidence with videos and tips for investors both experienced and new
Educational courses on all things money
Acorns Learn
Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.
Acorns Silver
$6/mo.
Level up your saving and investing skills with even more tools.
Sign up today
Investing
Investment account with an expert-built, diversified portfolio
Save and invest spare change everyday with Round-Ups®
Acorns Later retirement account with a 1% IRA match on new contributions during your first year
Acorns investing
Acorns puts investing on autopilot. Sign up in minutes and we’ll recommend an expert-built, diversified investment portfolio for your money goals, your kids' money goals, and your retirement. No picking and choosing stocks — we do the hard part for you.
Round-Ups®
Start investing your spare change every time you make a purchase. $2.50 fries? That’s $0.50 invested. $7.25 sandwich? That’s $0.75 invested. All together, Acorns customers have invested over $4,000,000,000 in spare change alone!
Acorns Later Match
We'll boost your retirement with a 3% IRA match on new contributions during your first year with Acorns Gold. Max out your annual contribution, and that's an extra $225 investment — on us! Gold plan exclusive
Acorns Early Invest
Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive
Custom Portfolios
Add individual stocks and ETFs to your already diversified portfolio. By simply using it, you’ll gain more control over your investing and level up your knowledge with guidance every step of the way. Gold subscription exclusive
Banking
Checking account that saves and invests for you
Instantly invest spare change with Real-Time Round-Ups®
No overdraft fees
55,000+ fee-free ATMs nationwide and around the world within the AllPoint network
Emergency Savings for life’s unexpected hiccups
Grow your money with 3.35% APY on Emergency Savings
* APY subject to change
Heavy metal Acorns Visa™ debit card
Add your Acorns debit card to your digital wallet as soon as you create your account
Emergency Savings
Prepare for the unexpected and grow your money faster by earning 3.35% APY on money you save in your Emergency Savings. Silver and Gold subscription exclusive
Acorns Checking
A new way of online banking that automatically saves and invests for you. Includes mobile check deposit, digital checks, things your bank can do, and more. Plus, no hidden fees — ever.
Acorns Visa debit card
Made with a heavy metal core, the Acorns debit card features your laser-engraved signature and a super slick, matte finish.
Real-Time Round-Ups®
Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you’re giving your money a chance to grow.
Paycheck split
Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.
Earning
450+ in-app partner brands to earn bonus investments with
Browser extension to get bonus investments every time you shop at 11,000+ partners
Get your bonus investments matched by Acorns (up to 25%)
Acorns Earn
Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!
Learning
Grow your financial confidence with videos and tips for investors both experienced and new
Educational courses on all things money
Live Q&As with investing experts
Acorns Learn
Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.
Acorns Gold
$12/mo.
Full suite of saving, investing, and learning tools for you and your family.
Sign up today
Investing
Investment account with an expert-built, diversified portfolio
Save and invest spare change everyday with Round-Ups®
Acorns Later retirement account with a 3% IRA match on new contributions during your first year
Investment account for kids with a 1% match
Customize your portfolio with the ability to add individual stocks and ETFs
Acorns investing
Acorns puts investing on autopilot. Sign up in minutes and we’ll recommend an expert-built, diversified investment portfolio for your money goals, your kids' money goals, and your retirement. No picking and choosing stocks — we do the hard part for you.
Round-Ups®
Start investing your spare change every time you make a purchase. $2.50 fries? That’s $0.50 invested. $7.25 sandwich? That’s $0.75 invested. All together, Acorns customers have invested over $4,000,000,000 in spare change alone!
Acorns Later Match
We'll boost your retirement with a 3% IRA match on new contributions during your first year with Acorns Gold. Max out your annual contribution, and that's an extra $225 investment — on us! Gold plan exclusive
Acorns Early Invest
Grow their futures with Acorns Early Invest, our simple, automated investment account for your kids, nieces, nephews, or any kid who’s important to you. Gold subscription exclusive
Custom Portfolios
Add individual stocks and ETFs to your already diversified portfolio. By simply using it, you’ll gain more control over your investing and level up your knowledge with guidance every step of the way. Gold subscription exclusive
Banking
Checking account that saves and invests for you
Instantly invest spare change with Real-Time Round-Ups®
No overdraft fees
55,000+ fee-free ATMs nationwide and around the world within the AllPoint network
Emergency Savings for life’s unexpected hiccups
Grow your money with 3.35% APY on Emergency Savings
* APY subject to change
Heavy metal Acorns Visa™ debit card
Add your Acorns debit card to your digital wallet as soon as you create your account
Emergency Savings
Prepare for the unexpected and grow your money faster by earning 3.35% APY on money you save in your Emergency Savings. Silver and Gold subscription exclusive
Acorns Checking
A new way of online banking that automatically saves and invests for you. Includes mobile check deposit, digital checks, things your bank can do, and more. Plus, no hidden fees — ever.
Acorns Visa debit card
Made with a heavy metal core, the Acorns debit card features your laser-engraved signature and a super slick, matte finish.
Real-Time Round-Ups®
Instantly invest your spare change whenever you make a purchase with your Acorns debit card. The faster you invest your change, the more time you’re giving your money a chance to grow.
Paycheck split
Automatically save and invest a piece of your paycheck across all your different Acorns accounts each time you get paid.
Earning
450+ in-app partner brands to earn bonus investments with
Browser extension to get bonus investments every time you shop at 11,000+ partners
Get your bonus investments matched by Acorns (up to 50%)
Acorns Earn
Earn bonus investments by simply shopping at thousands of top brands — including ones you likely shop at anyway!
Learning
Grow your financial confidence with videos and tips for investors both experienced and new
Educational courses on all things money
Live Q&As with investing experts
Acorns Learn
Search, explore, and discover courses, videos, and more — all designed to help you grow your financial confidence and take control of your financial future.
Money Manager
Smartly splits your money across investing, saving, and spending
Set up your key Acorns accounts in minutes
Choose how much to deposit and adjust your splits anytime
Feel confident knowing every dollar is working toward your goals
New! Acorns Money Manager
Put your money on autopilot with Money Manager, our new feature that smartly splits your deposits across investing, saving, and spending. Acorns Gold exclusive
Easy setup
Answer a few questions and we’ll set up your investing, saving, and spending accounts at once.
Automatic splits
Automatically split your paycheck, a piece of it, or Recurring Deposits across investing, saving, and spending.
Stay in control
Money Manager splits your money to prioritize saving and investing, all while giving you the flexibility to adjust those splits anytime.
Milestones
Get personalized money milestones tailored to you. Money Manager helps keeps you on track and shows your progress along the way.
Acorns Early money app & debit card
Smart money app to manage your kids’ saving and spending
Acorns Early debit card for kids and teens with over 35+ designs
Built-in chores tracker and automated allowance for kids
Parental controls with real-time spending notifications
Award-winning videos & quizzes to teach kids and teens money skills
Want Acorns Early only?
Acorns Early
Grow your kids’ money skills with Acorns Early — a smart money app and debit card that teaches them the value of money.
Automatic allowance & chore payments
Keep track of your kids’ chores, and let them earn money with automated chore payments. Plus, instantly send money — for field trips, lunch, or just because.
Grow your kids’ money skills
Meet kids where they are with app features tailored to their age, including award-winning Money Missions (bite-sized quizzes and videos for teaching kids money skills), educational tools, and more.
Exclusive Acorns Gold benefits
NEW Easy, free federal, state, and local tax filing
Offered through our third party providers
$10,000 life insurance policy for eligible customers
No-cost Will to help plan for your family’s future (valued at $259)
Easy, fast & free tax filing
We’ve partnered with award-winning tax filing service April to make tax season easy. If you get a refund, we’ll make it easy to save and invest it — so the money you worked for can keep working for you. Acorns Gold exclusive
Protect your family
Protect your family with a $10,000 life-insurance policy and Will — both included in an Acorns Premium subscription. Acorns Gold exclusive
Why is APY subject to change?
APY changes can happen when the Federal Reserve (the USA’s central bank) adjusts national interest rates. Usually, when national interest rates decrease, banks offer a lower APY. When national interest rates increase, APYs follow suit.
Acorns
Invest Spare Change®
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