Parental Controls

Parental Controls

Full transparency with your parent app

Let your kids take the lead, with total peace of mind. Real-time notifications and in-app parental controls let you set spending limits and choose where their card is used, too.

Parent App Features

Take a back seat — with a clear view

Set your preferences in the Acorns Early app. Then, sit back as your kids learn by doing. Don’t worry, you can adjust the settings whenever you want.
Real-time spending notifications
Get updates straight to your phone so you know when, where, and how much your kids spend.
Adjustable spending limits
Set weekly and single spend limits, and choose where your kids can use their card.
Savings on lock
Easily lock and unlock your kids’ savings goals in the Acorns Early app.
Instant transfers
Send money straight to your kids’ cards in an instant.
Card declined alerts
Receive alerts if your kids’ cards are ever declined.
Merchant block
Block transactions at stores that sell age-restricted items (e.g., tobacco, alcohol).
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Zero Liability Protection by Visa®
FDIC-insured up to $250,000 through a partner bank
Real-time spending notifications
Block unsafe spending categories
Access your app with a code, or
fingerprint and facial recognition
Chip and PIN-protected transactions
Secure PIN recovery in the app
Bank-level encryption
Easily block lost or stolen cards

Built into Acorns Early

Allowance & chores app
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
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Savings account for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
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Financial literacy
Help your kids grow their money skills with bite-sized financial lessons for kids and teens of all ages.
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Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
Learn more
Pricing
Acorns Early Lite
Start your kids’ money journey with a smart money app and debit card.
$8 monthly

Teach kids money skills
Smart money app & up to 4 debit cards
Automatic allowance and tasks
100+ educational Money Missions
Real-time spending notifications
For parents, only with Gold
Save and invest spare change w/ Round-Ups®
3.35% APY on your Emergency Savings
IRA with 3% match for your first year
Invest for your kids’ future with 1% match
And so much more!
Get started
Acorns Gold
All the expert tools to grow financial wellness — for you and your family.
$12 monthly

Teach kids money skills
Smart money app & up to 4 debit cards
Automatic allowance and tasks
100+ educational Money Missions
Real-time spending notifications
For parents, only with Gold
Save and invest spare change w/ Round-Ups®
3.35% APY on your Emergency Savings
IRA with 3% match for your first year
Invest for your kids’ future with 1% match
And so much more!
Get started

Frequently asked

What age is Acorns Early for?

Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime. Ultimately, we know that every family has a different approach to money and learning — so it’s up to you when you feel your kid is ready to give Acorns Early a try.

Where can you use Acorns Early debit cards?

Acorns Early debit cards can be used anywhere that Visa® is accepted. This includes online, in stores, and at ATMs.

Are kids' debit cards a good alternative to traditional bank cards and credit cards?

Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.

Is Acorns Early included in an Acorns subscription? 

Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!

Acorns Early
Grow kids’ money skills
Get started Get started