# New At Acorns

## Introducing Acorns Money Manager

### Your money, smartly split across investing, saving, and spending — automatically.

[Get started](https://app.adjust.com/1a4b3x46_1awuim6v?fallback=https%3A%2F%2Fsignup.acorns.com%2F)

### Acorns Money Manager

Your money on autopilot

Confidence in your future

From everyday saving to long-term investing, Money Manager expertly guides your money so it’s always working toward your goals.

Money management, simplified

Set up your key investing, saving, and spending accounts in minutes, and automatically split your money across them in one holistic system.

Your money, your way

Start with $50, $500, or your whole paycheck — you’re in control. Adjust your deposits and splits anytime to fit what’s best for you.

## How it works

### Your money, less stress

#### Easy setup
Answer a few questions and we’ll set up your investing, saving, and spending accounts at once.

### Automatic splits
Automatically split your paycheck, a piece of it, or recurring deposits across investing, saving, and spending.

### Stay in control
Money Manager helps you prioritize saving and investing, all while giving you the flexibility to adjust where your money goes, anytime.

### Milestones
Get personalized money milestones tailored to you. Money Manager helps keep you on track and shows your progress along the way.

### Frequently asked

#### What is Acorns Money Manager?

Acorns Money Manager helps you get the most out of your money, automatically— investing, saving, and spending all in one place, so you can focus on living your life.

### How it Works:
When your deposit comes into Acorns Checking, Money Manager splits it automatically across up to five Acorns accounts: Spending, Saving, Investing (Invest and Later), and, optionally, Kids (Acorns Early Invest).

- **Spending**: Your Acorns Checking account with debit card for everyday use
- **Saving**: Your Acorns Emergency Savings account for unexpected expenses
- **Investing**: Your Acorns Invest account for your long-term money goals, and your Acorns Later account for retirement
- **Kids (optional)**: Your Acorns Early Invest account for your kids’ futures

Our default splits are below:

- Spending: 85%
- Saving: 10%
- Investing: 5%

You can edit these anytime.

### How do I set up Money Manager?

Eligible customers must meet this criteria:
- You’re subscribed to Acorns Gold
- You’ve set up a direct or recurring deposit with Acorns Checking
  - Money Manager minimum deposit for Recurring Deposit - $50
  - Money Manager minimum deposit for Direct Deposit - $10
- You have active Invest, Later, and Emergency Savings accounts

### What are Money Manager splits?

Money Manager Splits are the percentages of your direct or recurring checking deposits that get automatically distributed across your Acorns Investing, Saving, and Checking accounts.

We’ve designed a default split for the key pieces of your financial life — spending (85%), saving (10%), and investing (5%).

### What are Milestones?

Milestones are suggested money goals that your Acorns Money Manager automatically sets up for you. You can change them anytime in your Money Manager settings.

### How do I set up Direct Deposit for Money Manager?

Acorns Gold customers can access Money Manager if they have an open Checking, Emergency Savings, Acorns Later, and Acorns Invest account, and have set up an Acorns Checking direct deposit of at least $10 or a recurring deposit of at least $50.