# Financial Literacy

## In-app learning.   Real-world   results.

### Bite-sized lessons for every age — now with more advanced topics for teens ages 15-18.

Inspire a lifetime of financial wellbeing

Kids get hints, nudges, and points to keep learning — and badges when they conquer each skill. As kids grow, levels adjust to their age and confidence.

Pay kids to learn. You choose the amount.

Now in the parent app, a little extra can go a long way — even getting kids excited to learn budgeting skills they’ll use much later in life.

Fresh challenges with every level — for kids and teens.

Level 1

Money basics and more for ages 6+

Level 2

Created for kids ages 12-14

Level 3

Designed to challenge teens ages 15-18

Snackable stories, videos, and quizzes

Press play, pause, rewind, tap through stories, and learn with more advanced topics in Level 2 — created for ages 12-14.

Short films and quizzes help prepare teens for financial challenges — from taxes to renting, student loans, and more in Level 3 missions.

## Built into Acorns Early

Allowance & chores app

Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!

Savings account for kids

Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.

Parental controls

Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.

Giftlinks and Relative accounts

Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.

## Frequently asked

### What age is an Acorns Early debit card for?

Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime.

### Where can you use Acorns Early debit cards?

Acorns Early debit cards can be used anywhere that Visa® is accepted. This includes online, in stores, and at ATMs.

### Are kids' debit cards a good alternative to traditional bank cards and credit cards?

Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.

### Is Acorns Early included in an Acorns subscription?

Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions.