Financial Literacy

Financial Literacy

In-app learning.
Real-world
results.

Bite-sized lessons for every age — now with more advanced topics for teens ages 15-18.

Real-world
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Inspire a lifetime of financial wellbeing
Kids get hints, nudges, and points to keep learning — and badges when they conquer each skill. As kids grow, levels adjust to their age and confidence.
Pay kids to learn. You choose the amount.
Now in the parent app, a little extra can go a long way — even getting kids excited to learn budgeting skills they’ll use much later in life.
Engaging lessons tailored to their age
Fresh challenges with every level — for kids and teens.
Level 1
Money basics and more for ages 6+
Level 2
Created for kids ages 12-14
Level 3
Designed to challenge teens ages 15-18
Snackable stories, videos, and quizzes
Press play, pause, rewind, tap through stories, and learn with more advanced topics in Level 2 — created for ages 12-14.
Get the app
Learn, lightning-fast with teen missions
Short films and quizzes help prepare teens for financial challenges — from taxes to renting, student loans, and more in Level 3 missions.
More for teens

Built into Acorns Early

Allowance & chores app
Getting kids to do their chores couldn’t be easier. Just set up chores in the Acorns Early app, set a payment amount, and tick the chore off when it’s done!
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Savings account for kids
Acorns Early makes saving a habit by putting your kids in charge. Kids can use their app to easily set savings goals with target dates and an optional autosave feature.
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Parental controls
Get peace of mind with real-time notifications when your kids spend, set spending limits, and instantly block lost or stolen cards.
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Giftlinks and Relative accounts
Make birthdays and holidays easier on everyone by inviting friends and family to gift money to your kids.
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Pricing
Acorns Early Lite
Start your kids’ money journey with a smart money app and debit card.
$8 monthly

Teach kids money skills
Smart money app & up to 4 debit cards
Automatic allowance and tasks
100+ educational Money Missions
Real-time spending notifications
For parents, only with Gold
Save and invest spare change w/ Round-Ups®
3.35% APY on your Emergency Savings
IRA with 3% match for your first year
Invest for your kids’ future with 1% match
And so much more!
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Acorns Gold
All the expert tools to grow financial wellness — for you and your family.
$12 monthly

Teach kids money skills
Smart money app & up to 4 debit cards
Automatic allowance and tasks
100+ educational Money Missions
Real-time spending notifications
For parents, only with Gold
Save and invest spare change w/ Round-Ups®
3.35% APY on your Emergency Savings
IRA with 3% match for your first year
Invest for your kids’ future with 1% match
And so much more!
Get started

Frequently asked

What age is an Acorns Early debit card for?

Acorns Early (formerly GoHenry) is for kids ages 6-18. It’s a great way for them to learn the value of money. Acorns Early helps kids develop healthy earning, saving, budgeting, and spending habits that will last a lifetime. Ultimately, we know that every family has a different approach to money and learning — so it’s up to you when you feel your kid is ready to give Acorns Early a try.

Where can you use Acorns Early debit cards?

Acorns Early debit cards can be used anywhere that Visa® is accepted. This includes online, in stores, and at ATMs.

Are kids' debit cards a good alternative to traditional bank cards and credit cards?

Acorns Early debit cards are for kids ages 6-18, which means kids under 18 can start learning about money before they are eligible for a traditional bank card and/or credit cards of their own. Plus, Acorns Early has features that traditional bank cards and credit cards might not have, such as instant transfers, chore tracking, and automatic allowances. And with real-time spend notifications, card locking, and spend category blocking, Acorns Early makes it easy for parents to stay in control.

Is Acorns Early included in an Acorns subscription? 

Acorns Early is included in every Gold subscription. The Gold subscription also includes Acorns Early Invest, a flexible investment account for kids with a 1% match, Acorns Invest, an investment account with an expert-built, diversified portfolio, and Acorns Later, a retirement account with a 3% IRA match on new contributions, and much, much more!

Acorns Early
Grow kids’ money skills
Get started Get started