# Acorns Early Invest

## Give their future a head start

### Investing just $5 a day in your kid from birth could grow to over $71,000 by age 18!

## Set your kids up for life

Acorns Early Invest helps families start small, invest consistently, and give their kids a head start for whatever their future brings.

### Why Acorns Early Invest?

1% match

Get a 1% match on the first $7,000 you invest per year for your kids’ futures.

Invest wisely, not wildly

Early Invest accounts are expert-built, diversified, and built for long-term investing. Start at just $5 day, week, or whatever works for you!

Security & Protection

Early Invest accounts are SIPC-protected up to $500,000. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. For details, please visit www.sipc.org

Flexible funds

Unlike restrictive 529 plans, Early Invest funds can be used for more than just college, supporting your kids’ journeys however they unfold.

Multiple kids accounts

Create Early Invest accounts for each of the kids in your life at no extra cost.

Potential tax advantages

Get potential tax advantages while you invest in the kids you love.

## Grow their potential

### Small steps, big future

Every big future starts with a few small steps. Acorns Early Invest helps you start early and see how the money you invest for your kids could grow right alongside them.

### Initial deposit

$  
### Contributions

$  
### Annual  
### Monthly  
### Weekly  
### Daily  
### Years to invest

### Average annual return

%

### Potential Future Balance:

$71,038

A fast & easy investment account for kids

### Frequently asked

#### How does Acorns Early Invest work?

Acorns Early Invest is our investment account for kids that can come with potential tax benefits. If you are in the Gold subscription, Acorns Early Invest is built into your subscription at no extra cost.

1. Get started in minutes and add multiple kids at no extra cost.
2. Set up an easy Recurring Investment for the child you love.
3. Get potential tax benefits while you invest.
4. Acorns Early Invest is a UTMA/UGMA account, which stands for Uniform Transfer/Gift to Minors Account. This type of account is more flexible than a traditional college savings account and the funds can be used in other ways that directly benefit the child.
5. Invite friends and family to invest for the child, too!

#### What portfolio is selected for my Early Invest account?

All Early Invest customers are placed into our “Aggressive Portfolio”.

#### When can kids access money in their Early Invest accounts?

Children can access the funds in their Early Invest account when they reach the age of transfer. The specific age of transfer is determined by each state, and may be anywhere from 18 to 25. Acorns will contact you with guidance when the age of transfer is approaching.

#### Why should I invest in an Early Invest account instead of a 529 plan?

Actually, you can invest in a 529 plan and an Acorns Early Invest account. You don’t have to choose. The primary difference between the two is that funds held in 529 plans are intended solely for qualified educational expenses.

Funds you invest in Early Invest can be used for expenses that directly benefit the child named on the account, so many people find them to be more flexible.

#### What do I need to open an Early Invest account?

You can open an Acorns Early Invest account for any child under the age of 18, whether they’re your own child, a niece or nephew or even the child of a friend. All you need is the child’s full legal name, date of birth, and Social Security Number.